This sub – section deals with the additional cover we provide where there does not have to be damage to the building.  This extra cover is included without the deduction of an excess. Where the Extra Cover refers to an amount that we will pay this will be shown in the schedule or in the Key Information document.

For the purpose of this newsletter we will look at the Extra Covers offered on our Community Living Insurance Policy- the page number reference is the page number in the policy wording:

Extra cover
Building materials awaiting installation Up to R 15,000 16
Fidelity guarantee Up to R 50,000 16
Intercom system sim card Up to R 5,000 17
Loss of water Up to R 5,000 17
Medical, trauma and funeral costs

Medical Costs

Trauma Costs

Funeral Costs


R 10,000

R 1,000

R 5,000

Money Up to R 25,000 18
Replacement of locks & keys Up to R 5,000 18
Title deeds Up to R 5,000 19