Homeowners Isurance

Homeowners Building Insurance

At CIA Building Insurance Specialists, we understand that every home has livelihood and family at its core. Its value is so much more than the replacement cost of its roof and four walls.

Offering very wide cover on an all risk basis, the Homeowners Insurance Policy enables our clients to live life without the fear of loss caused by damage to their property. Our Homeowners Insurance Policy provides cover specifically for free standing private dwellings, whether individually owned or in a company, trust or close corporation. Even your holiday home can be covered.

What's Covered?

icon-1

Fire

Cover for loss or damage to buildings caused by fire and includes fires due to arson.

icon-1

Natural Disasters

Such a hailstorms, floods, tornados, lightning, earthquakes and tsunamis.

icon-1

Accidental Damage

Unforseen and unintentional damage such as spilling paint on a carpet.

icon-1

Power Surge

Full power surge cover, including solar pv and battery backup systems.

icon-1

Geysers

Full geyser replacement cover including heatpumps and solar installations.

icon-1

Subsidence and Landslide

Cover includes dolomite sites.

icon-1

Loss of Rent

Loss of rent, removal costs and alternative accommodation following damage.

icon-1

Theft and Malicious Damage

Full cover for theft and malicious damage including exterior fixtures and fittings.

icon-1

Security Guards

Appointment of temporary security to safeguard the property.

icon-1

Property Transfer

Cover prior to property transfer.

icon-1

Landscaped Gardens

Reinstatement of gardens following fire, impact and explosion.

icon-1

Fallen Trees

Causing damage to the building.

Download our key information document below to learn more

Downloads

Access our plain language key information document, policy wording and other relevant forms here: