Our Products

Homeowners Building Insurance

At CIA Building Insurance Specialists, we understand that every home has livelihood and family at its core. Its value is so much more than the replacement cost of its roof and four walls.

Offering very wide cover on an all risk basis, the Homeowners Insurance Policy enables our clients to live life without the fear of loss caused by damage to their property. Our Homeowners Insurance Policy provides cover specifically for free standing private dwellings, whether individually owned or in a company, trust or close corporation. Even your holiday home can be covered.

Homeowners Insurance

What is Covered?

Disasters such as fire, hail-storms and floods or malicious threats such as theft and arson can cause immense damage to your property.

  • Repair, replacement or reconstruction of the insured property resulting from unforeseen/unintentional damage
  • Loss of rent, removal costs and alternative accommodation
  • Full geyser replacement, including heatpumps and solar installations
  • Full power surge and lightning cover, including solar pv and battery backup systems
  • Full theft of exterior fixtures and fittings cover
  • Subsidence and landslide for all areas including dolomite sites
  • Appointment of temporary security to safeguard your property
  • Cover prior to property transfer
  • Landscaped gardens repair

Download our key information document to learn more.


Access our plain language key information document, policy wording and other relevant forms here: