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As one of South Africa’s largest Community Schemes insurance providers, CIA understands the unique and growing challenges faced by today’s Body Corporate’s their trustees and managing agents.
Our Community Living Insurance Policy has been designed to cover all types of residential, commercial and industrial community living schemes including Sectional Title Developments, Share Blocks, Home Owners Associations and Retirement Villages.
Cover for loss or damage to buildings caused by fire and includes fires due to arson.
Such a hailstorms, floods, tornados, lightning, earthquakes and tsunamis.
Unforeseen and unintentional damage such as spilling paint on a carpet or drilling through a pipe in a wall.
Loss of rent, removal costs and alternative accommodation.
Geyser and maintenance cover, including heatpumps and solar installations. Choose your preferred limit.
Limited cover (excluding dolomite and limestone areas).
Up to R100 million, including prior acts coverage.
Up to R10 million.
Cover for voluntary workers, assault and specified persons.
Such as laundry room equipment, gardening tools etc. Vehicles belonging to the scheme can also be added.
Full cover for theft and malicious damage following forcible and violent entry into the building.
R5 million included.
Download our key information document below to learn more
Access our plain language key information document, policy wording and other relevant forms here: