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Anyone intrinsically involved in commercial / residential property management recognises the importance of protecting their significant investment. CIA has an almost 20-year track record of success in developing products to mitigate the risks incurred by their clients across the full spectrum of building insurance.
The CIA Building Insurance Policy provides cover on a Broadform All Risk basis for commercial, industrial and residential buildings, such as offices, schools, shopping centres, hospitals, factories and warehouses.
Cover for loss or damage to buildings caused by fire and includes fires due to arson.
Such a hailstorms, floods, tornados, lightning, earthquakes and tsunamis.
Unforeseen and unintentional damage such as spilling paint on a carpet or drilling through a pipe in a wall.
Loss of rent or alternative accommodation if your building becomes uninhabitable following damage until the building is again tenanted or until reasonable access to the building has been restored.
Geyser and maintenance cover, choose your preferred limit. Includes heatpumps and solar installations.
Limited cover (excluding dolomite and limestone areas).
Up to R100 million, including prior acts coverage.
Appointment of temporary security to safeguard the property following damage.
Sprinkler system upgrades required by legislation following damage.
Reasonable cost and expenses to extinguish a fire.
Reinstatement of gardens following fire, impact and explosion.
Causing damage to the building.
Following water damage.
Full cover for theft and malicious damage following forcible and violent entry into the building.
Up to R15,000 following damage.
Download our key information document below to learn more
Access our plain language key information document, policy wording and other relevant forms here: